Friday, May 16, 2014

Rant #1,209: Looking Back, Looking Ahead

This will be the final post on my car accident, unless something happens that I feel is worth noting here.

Yes, you can stand up and applaud.

I will join you.

Of everything that has happened in my life, this is probably the most earth shattering.

To think I was one step away from you know what has really put a damper on a lot of things, and has shined a light on others.

And to think that my family was in the car with me ... God was looking down on us last Saturday.

Today, my insurance adjuster will look at the car, assess the damage, and make his report.

The other insurance company has already done this.

I am not going to get back very much money for my trouble, even though the other driver is 100 percent liable.

It has to do with the fact that the market value of a 2008 Kia is very low, so I will probably get back a few thousand dollars, and have to start all over with financing a new car--and yes, after this incident, I will be getting a new car.

At least I will have a nice down payment to give them, but after all is said and done, yes, I am the classic victim getting screwed here.

It is quite obvious.

I went from having a car, having no payments for the past year since I paid the thing off, and now I have no car, and the prospects of another bill in my headlights.

Not fair, not fair at all, but what am I gonna do?

That is the way insurance works.

Look, the moment you take a car off the lot after purchasing it, it depreciates.

You keep a car six years--and six very good years--the car is considered old.

Most people today get new cars every two years or so, so mine was three times that length.

The car never gave me a problem. Sure, I had to sink in some money to repair the brakes, get new tires, and for regular maintenance, but as far as anything else, it was my dream car.

And now I have nothing.

No, wait a minute, I do have something.

I have my life, and the lives of my family.

The car protected me up to its end.

I will probably see the car today for the final time, as I release the title to the adjuster.

It will be like seeing an old friend off into the sunset, and yes, I will probably take some photos.

I don't know if I will bore you by posting them here, but I did promise that this will be the final column on my accident.

At least for now.

I have to move on, and I will, and this column has helped me do that, by talking about what happened.

But it has been a slow week for news anyway--I don't think you have any interest in me talking about Donald Sterling again, or the Beyonce/Jay Z/Beyonce's sister flap--so the accident it was this week.

Accidents will happen, and accidents produce victims.

I am just that, but onward and upward now.

I will be getting a new car in a few weeks, and I guess that is what I have to look forward to.

And just be happy that I am able to work--this has been the longest work week of my life--and be alive.

Let's move on. I will speak to you again next week.

1 comment:

  1. Road accidents are never good, so being thankful for emerging unscathed is perfectly normal. Now, if you're still willing to do so, you could pursue the other party for damages. That could also help ease off your expenses for buying a new car. I hope you get a resolution to this soon. Stay safe!

    Steven Keltsch @ Allied Insurance Managers



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